About Me

The short version: I’m 27, I live in Georgia (the state, not the country), and I owe just over $73k in student loans.  In 2011, I paid off my undergraduate loans, which were just over $12k.  I’m working to pay off just under $5,500 in 2014, to bring my graduate school loans under $68k by December 31, 2014.

The slightly less short version: Most of my posts revolve around life, money, and the occasional absurdness of both. I have a degree in psychology and another in public health policy, which really just means that I spend far too much time inside my own head.  Last year, I wrote a lot about my five part-time jobs.  This year, I’m down to one full-time job involving a fair amount of data, and two part-time jobs involving a fair amount of children.  This means I spend a little less time worrying over money, and a little more time reading.  It’s a pretty good trade-off.

You can contact me at losingmycents@gmail.com with comments and such.  No spam, please. Looking at you, local singles and Canadian pharmaceutical reps.

You can also follow me on Twitter @kdidd, if you want to see my ramblings in 140 characters or less.

13 Responses to “About Me”

  1. Joanne Marie Firth February 28, 2012 at 1:15 am #

    Your post leaves me so encouraged. I have a large debt to pay off quickly too, which will also require some sacrifice. You are young and have your whole life ahead of you . Getting this debt out of the way early is a very commendable thing to do. Along the way, try to treat yourself every now and then. I wish you the best of luck achieving your goals.

  2. Dan and Shan March 12, 2012 at 6:12 pm #

    We’re paying off a total of $120,000 in student loan debt in the next five years. Your blog is inspiring! Thanks so much for sharing.

    • Losing My Cents March 12, 2012 at 7:16 pm #

      Thanks! Best of luck with your loan payoff. Each payment feels like a small victory in itself, doesn’t it?

  3. fivereflections May 25, 2012 at 10:41 pm #

    hello nice to meet you
    David in Maine USA

    • fivereflections May 26, 2012 at 11:13 pm #

      is it really warm in Georgia tonight?

      • Losing My Cents May 28, 2012 at 9:18 am #

        It’s Georgia in May, so it’s really warm all of the time. It’s going to be a miserably hot summer- the kind that makes me miss living in Maine.

      • fivereflections May 28, 2012 at 3:34 pm #

        you mean we were once neighbors in Maine!

      • Losing My Cents May 28, 2012 at 4:03 pm #

        If you lived there 23 years ago, then yes. I lived on the Navy base in Brunswick for two years.

      • fivereflections May 28, 2012 at 7:02 pm #

        that is so cool – thanks for sharing – ayup i was here!

  4. tampatlanta July 26, 2012 at 11:08 pm #

    I think this is a really important blog to be doing! Things seem to be looking worse and worse for Sallie Mae as the term of the loan doesn’t match that of the underlying asset. It appears that your goal is to reconcile that by accelerating you payments. God bless you, and thank you for writing about it.

    • Losing My Cents July 26, 2012 at 11:28 pm #

      My loans aren’t actually through Sallie Mae (Nelnet and Dept of Education), but I think all the lenders are facing increased scrutiny both from the borrowers and from the general public. My goal is to get rid of my undergrad loans this year so that I can focus on my grad loans. I just do not want to end up paying on loans for twenty years. Thanks for your kind comment!

  5. mikafry October 30, 2012 at 3:32 pm #

    Best of luck paying off your debt. It takes courage, commitment & determination to stick with it. :)

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